This idea comes from the creative brain of my mother. She made napkin rings at virtually no cost. In total she spent 65 cents for 1/8 yard of fabric for 12 napkin rings. Wow!
For the ring itself, she used tubes from plastic wrap. They are sturdy and the perfect size to hold cloth napkins and silverware.
She cut up the tubes, covered them in fabric (a combination of scraps she already had and the little bit she purchased), added a little flourish with artificial flowers, and voila! Easy peasy!
She plans to add holly or bells at Christmas.